Fintech for the

globe.

Fintech for the

globe.

Fintech for the

globe.

Fintech for the

globe.

Combining the powers of AI and fintech, Digital Wallet aims to help maintain a peaceful and sustainable global society. At DW, we operate Japan’s number one international money transfer service and have expanded our business to nine countries. From our home base in Tokyo, we’re committed to creating a more united world—one that’s inclusive, enduring and powered by innovation.

Combining the powers of AI and fintech, Digital Wallet aims to help maintain a peaceful and sustainable global society. At DW, we operate Japan’s number one international money transfer service and have expanded our business to nine countries. From our home base in Tokyo, we’re committed to creating a more united world—one that’s inclusive, enduring and powered by innovation.

Combining the powers of AI and fintech, Digital Wallet aims to help maintain a peaceful and sustainable global society. At DW, we operate Japan’s number one international money transfer service and have expanded our business to nine countries. From our home base in Tokyo, we’re committed to creating a more united world—one that’s inclusive, enduring and powered by innovation.

Who we are

Who we are

Who we are

Digital Wallet is a global IT and fintech company behind Smiles, Japan’s most popular international money transfer app, operating in nine countries.

Digital Wallet is a global IT and fintech company behind Smiles, Japan’s most popular international money transfer app, operating in nine countries.

Digital Wallet is a global IT and fintech company behind Smiles, Japan’s most popular international money transfer app, operating in nine countries.

We aim to create a world where people can live more freely, conveniently and abundantly—utilizing the powers of artificial intelligence (AI) and financial technology (fintech).

We aim to create a world where people can live more freely, conveniently and abundantly—utilizing the powers of artificial intelligence (AI) and financial technology (fintech).

Smiles Mobile Remittance, which received the Good Design Award in 2021, has grown into Japan’s most popular mobile service supporting the lives of migrant workers in the international community. Following our 2024 merger with Seven Global Remit, the service has continued to expand and reach more customers. We also support business growth by providing POS data analysis, loyalty and CRM services to major retailers, including AEON Group.

Smiles Mobile Remittance, which received the Good Design Award in 2021, has grown into Japan’s most popular mobile service supporting the lives of migrant workers in the international community. Following our 2024 merger with Seven Global Remit, the service has continued to expand and reach more customers. We also support business growth by providing POS data analysis, loyalty and CRM services to major retailers, including AEON Group.

Digital Wallet will continue to deliver innovative technologies and services while making long-term contributions to improve the global society through CSR activities such as disaster relief, education support and more.

Digital Wallet will continue to deliver innovative technologies and services while making long-term contributions to improve the global society through CSR activities such as disaster relief, education support and more.

About Us

Our Numbers

Our Numbers

Our Numbers

(as of 2026)

(as of 2026)

Operating for

Operating for

Operating for

Operating for

10

10

10

10

years

years

Global offices

Global offices

Global offices

Global offices

9

9

9

9

countries

countries

Diversity of our team

Diversity of our team

Diversity of our team

13

13

13

nationalities

nationalities

Destination countries

Destination countries

Destination countries

Destination countries

200

200

200

200

countries

countries

Cash pickup locations worldwide

Cash pickup locations worldwide

Cash pickup locations worldwide

600K+

600K+

600K+

locations

locations

Diversity of our team

13

nationalities

Accessible ATMs in Japan

Accessible ATMs in Japan

Accessible ATMs in Japan

Accessible ATMs in Japan

77K

77K

77K

77K

ATMs

ATMs

Mobile App downloads worldwide

Mobile App downloads worldwide

Mobile App downloads worldwide

Mobile App downloads worldwide

20M

20M

20M

20M

downloads

downloads

Cash pickup locations worldwide

600K+

locations

Services

Services

Services

What we offer

What we offer

We specialize in solution-driven technologies—from unique AI and fintech-powered services to large-scale system development that supports enterprise operations—designed to meet a wide range of needs.

We specialize in solution-driven technologies—from unique AI and fintech-powered services to large-scale system development that supports enterprise operations—designed to meet a wide range of needs.

#01：
AI × fintech

#01：
AI × fintech

#01：
AI × fintech

Fintech solutions

Fintech solutions

Since 2017, we’ve been delivering AI and fintech-based financial services to support people living and working abroad—and their loved ones. Starting with Smiles Mobile Remittance, Japan’s "Absolute number one" international money transfer service, our business has grown to operate in nine countries worldwide.

#02:

#02:

#02:

AI × marketing automation

AI × marketing automation

AI × marketing automation

B2B solutions

Our AI and real-time data analytics power experiences for over 50 million users across supermarkets, drugstores and more. With marketing automation tools like personalized coupon distribution, we support the operations of retail, distribution, sports and entertainment businesses.

#03：
MVNO business

#03：
MVNO business

#03：
MVNO business

Mobile telecommunication service

Our MVNO business operates Smiles Connect, a SIM and data service designed for foreigners in Japan. With multilingual customer support and no need for a credit card or bank account, it serves as essential infrastructure for migrant workers navigating life in a global society.

View all services

Fintech for the globe.

Fintech for the globe.

Fintech for the globe.

Operating

Operating

Operating

and beyond.

and beyond.

and beyond.

Achieving a peaceful and sustainable global society through Fintech.

Digital Wallet took its first step in 2014 in Kudanshita, Tokyo.
We set forth with the mission to "make people's lives better across borders through the power of Fintech."

Since then, we have passionately dedicated ourselves to creating services with Fintech, AI, and UX design as our core pillars.
Twelve years since our founding, we have grown into a global team with members from 15 countries, and currently provide our services in 9 countries.
And this journey has only just begun.

Digital Wallet took its first step in 2014 in Kudanshita, Tokyo.
Our mission was "to make people's lives better across borders through the power of Fintech."

Since then, we have passionately focused on creating services centered around Fintech, AI, and UX design.
Twelve years since our founding, we have grown into a global team of members from 15 countries, and currently provide services in 9 countries.
And this journey is just getting started.

Even after 10 years of continuing our journey as a startup,
we remain committed to building infrastructure that supports people living across borders.

Moving forward, we will continue to deliver meaningful value to society,
aiming to contribute to world peace 100 years into the future and beyond.

Even after 10 years of continuously taking on challenges as a startup,
meaningfully striving to build infrastructure that supports people living across borders remains our commitment.

Moving forward, we will continue to deliver meaningful value to society,
aiming to contribute to world peace for the next 100 years and beyond.

View all services

View all services

News

See more

Smiles Attends Indonesia International Friendship Day 2026 as Main Sponsor

Sponsor

Smiles at Nepal Festival & Mini Expo 2026 Nagoya as Main Event Partner

Sponsor

Smiles Mobile Remittance Sponsors Vietnam Yoyogi Festival 2026

Sponsor

Digital Wallet Accelerates Digital Transformation at Vietnam Festival 2026 With “No Line” Ordering System

Solution business

Smiles Supports Gunma Annual Sports Festival

Event

Company

About us

Careers

Join our team

Contact

Contact us

Company

About us

Careers

Join our team

Contact

Contact us

Company

About us

Careers

Join our team

Contact

Contact us

Company

About us

Careers

Join our team

Contact

Contact us